Terms of Use

Agreement to Terms

By accessing or using the earthglow-talon website and services, you agree to be bound by these Terms of Use. If you disagree with any part of these terms, you may not access our website or use our services.

Use of Website

Permitted Use

You may use our website for lawful purposes only. You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any part of the website
• Interfere with or disrupt the website's functionality
• Collect or harvest personal data from other users
• Use automated systems to access the website without permission
• Transmit viruses, malware, or other harmful code

Account Responsibility

If you create an account on our platform, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

Services and Bookings

Programme Bookings

When you book a programme through our website:

• You agree to provide accurate and complete information
• Booking confirmation is subject to programme availability
• Payment terms will be communicated in the booking confirmation
• Specific terms for each programme will be provided separately

Cancellation and Refunds

• Cancellations must be made at least 48 hours before the scheduled session
• Full refunds are available if cancelled before the first session begins
• Partial refunds may be available for multi-session programmes (calculated on unused sessions)
• No refunds for cancellations made less than 48 hours before a session
• We reserve the right to cancel programmes due to insufficient enrollment or unforeseen circumstances, with full refunds provided

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of earthglow-talon and is protected by copyright, trademark, and other intellectual property laws.

You may not:

• Reproduce, distribute, or modify any content without written permission
• Use our trademarks or branding without authorization
• Remove or alter copyright notices
• Create derivative works based on our content

User-Generated Content

If you submit testimonials, reviews, or other content to our website:

• You grant us a non-exclusive, royalty-free license to use, reproduce, and display that content
• You confirm that you have the right to submit the content
• The content must not be defamatory, offensive, or infringe on others' rights
• We reserve the right to remove any content at our discretion

Limitation of Liability

To the fullest extent permitted by law:

• earthglow-talon is not liable for any indirect, incidental, special, or consequential damages
• We do not guarantee uninterrupted or error-free website operation
• Our total liability for any claim arising from these terms or use of our services shall not exceed the amount paid by you for the relevant service
• Nothing in these terms excludes or limits liability for death or personal injury caused by negligence, fraud, or other liabilities that cannot be limited by law

Educational Services Disclaimer

Our financial education programmes are designed to teach fundamental concepts and skills. However:

• We do not provide personalized financial advice or investment recommendations
• Outcomes depend on individual application and circumstances
• We are not responsible for financial decisions made by participants
• Parents and guardians remain responsible for their children's financial supervision

Privacy and Data Protection

Your use of our website and services is subject to our Privacy Policy and GDPR compliance statement. By using our services, you consent to the collection and use of information as described in those documents.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of external sites. Accessing third-party links is at your own risk.

Indemnification

You agree to indemnify and hold harmless earthglow-talon, its officers, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from:

• Your violation of these Terms of Use
• Your use of our services
• Your violation of any rights of another party

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be posted on this page with an updated revision date. Continued use of our website after changes constitutes acceptance of the modified terms.

Modifications to Services

We reserve the right to:

• Modify or discontinue any aspect of our services
• Change programme content, structure, or pricing
• Refuse service to anyone for any reason

Changes to services will not affect bookings already confirmed.

Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and earthglow-talon regarding use of our website and services.

Contact Information

For questions about these Terms of Use, contact us:

Email: [email protected]
Address: Liverpool, United Kingdom

Acknowledgment

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.